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The Cash Operating System for SMEs
Know Your Cash.Understand Why.Decide What's Next.
Liqvia brings together your cash position, 13-week forecast, obligations, AI insights and financial decisions into one explainable workspace—so you can act before cash becomes a problem.
Every forecast. Every recommendation. Every alert.
Fully transparent. Fully explainable. Never a black box.
No credit card required. Demo companies included.
Or try a sample business closer to your own:
- Live Cash Position
- Cash Forecast
- Upcoming Obligations
- AI Financial Insights
- Scenario Planning
- Explainable Forecasts
Trusted by finance teams in private beta
Current Cash
$247,800
Cash Runway
18 weeks
At current burn rate
Liquidity Health
Healthy
On track
Weekly Burn
$12,300
13-Week Cash Forecast
Upcoming Obligations
Payroll
Due soon$42,000
Due Jul 25
Critical priority
GST
Scheduled$18,400
Due Aug 1
Tax priority
Rent
Due soon$9,200
Due Jul 21
Critical priority
Suppliers
Scheduled$8,200
Due Jul 28
Flexible priority
Loan
Funded$6,100
Due Jul 30
Critical priority
Live cash position
Consolidated balances across operating and reserve accounts, updated from your uploads.
Cash runway in weeks
See how many weeks of liquidity remain at your current burn rate.
Liquidity alerts
Get notified when runway tightens or payables threaten your cash position.
Your live treasury dashboard — alerts, runway, and forecasts in one view.
Trust & Security
Enterprise-Grade Security Built for Finance Teams
Protecting sensitive financial data with the controls and governance expected by modern finance organizations.
Controlled Access
Role-based permissions across companies, entities and team members.
Complete Audit Trail
Every financial action is logged, traceable and reviewable.
Data Residency Controls
Keep financial data aligned with regional compliance requirements.
Built by Finance Professionals Who Understand Cash Flow
Liqvia was designed by finance and audit professionals who experienced first-hand the limitations of spreadsheet-based cash management.
Finance & Audit Expertise
Treasury Best Practices
IFRS Compatible
GAAP Compatible
13-Week Cash Flow Methodology
Audit-Friendly Reporting
Forecast methodology
Transparent 13-week cash forecasts — not a black box
Liqvia builds your forecast from the same AR, AP, bank, and weekly actual data your finance team already maintains. Every rule is documented, testable, and visible in the app.
Step 1
How forecasts are generated
Each upload refreshes a rolling weekly cash model tied to your company’s opening balance.
- Start from opening cash (bank balances) and your uploaded AR/AP ageing.
- Schedule inflows on receivable due dates and outflows on payable due dates, week by week.
- Layer in rolling burn from recent weekly actuals, then recalculate runway and liquidity status.
Step 2
Forecast assumptions
Assumptions follow standard SME treasury practice and match what you see in the product.
- Overdue receivables are assumed to collect in week 1; future items follow stated due dates.
- Payables respect supplier priority — payroll and tax before flexible suppliers.
- When uploaded, weekly actuals extend the forecast using a recent-week average (default 4 weeks).
Step 3
Accuracy & validation
We focus on explainability and continuous improvement — not opaque accuracy claims.
- Core treasury rules are covered by automated unit tests with fixed numeric examples.
- Upload prior-period budget and weekly actuals to compare forecast drivers vs reality in Budget vs Actual.
- Use Scenarios to stress-test assumptions — and check the in-app backtest on Cash Forecast once weekly actuals are uploaded.
Scenario modelling
Answer “what if?” in plain English
Stress-test your baseline forecast with sliders — no spreadsheet rebuild. Start from real SME questions, then see week-13 cash and runway side by side.
What if revenue drops 20%?
Liqvia reduces expected receivable collections by 20% and recalculates your 13-week closing cash and runway.
In Scenarios: apply “Revenue drops 20%” or fine-tune the sliders yourself.
What if customer payments slow by 15 days?
Liqvia shifts receivable collection dates 15 days later, showing the cash gap before collections land.
In Scenarios: apply “Payments slow 15 days” or fine-tune the sliders yourself.
What if we hire 3 people?
Model hiring as a payroll cost increase — e.g. +12% payroll on your current team — and see how many weeks of cash remain.
In Scenarios: apply “Hire 3 people (~12% payroll)” or fine-tune the sliders yourself.
- 13-week rolling cash forecast, updated from your bank accounts
- Know your cash runway in weeks — not months
- Liquidity alerts when your position moves against you